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Apply for a loan
Credit Cards
Auto Loans
Home Loans
Eco Loans
Personal Loans


Apply for a loan

With Pima Federal Credit Union, it is quick and easy to apply for a loan. Just use our online form to get started.

Our take on lending

VISA® Credit Cards

Pima Federal VISA® Credit Cards

Pima Federal provides two different credit card options to our members: Both Platinum and Signature Rewards offer members the same great service, however there are few differences.

To find out which card is the right fit for you, visit a Pima Federal financial center or give us a call at 520-887-5010.

  • 2.99% APR* 
  • For 6 months purchases
  • First 15 months on balance consolidations (transfers)


For more information, please contact us directly at 520-887-5010.

Solicitation Disclosure (PDF)

*APR=Annual Percentage Rate. Introductory APR; Variable rate adjusts with the market based on prime rate and can adjust quarterly.

Standard rate (as low as 8.99% APR Platinum) based on credit worthiness; cash advances subject to standard rate.

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Auto/Pre-Owned Vehicles

Auto Loans: Simple and Easy.

We'll keep it short. Here's what you can do:

  • Get Pre-Approved
  • Refinance your current auto loan from another financial institution
  • Use the equity in your auto to consolidate your debt or take out some cash on a free and clear title

Here are ways to protect yourself (optional):

1.) Mechanical Breakdown Protection (MBP) - extend your warranty at special member prices
2.) Optional payment protection plans to cover your payment
3.) Guaranteed Asset Protection (GAP) - Protect yourself against financial loss in the event your vehicle is stolen or totaled and the value is less than the outstanding loan balance. In addition, you will receive $1000 toward a replacement vehicle when you finance with Pima Federal Credit Union

Pre-Owned Vehicles

Browse and place bids on vehicles that we have acquired.

How to get a Great deal using AutoSMART

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Home Loans

Home Loans, Locally Grown.

Purchase a home or refinance your existing home with one of these options:

    1.) 10/15/20/30 Year Conventional Mortgages
    2.) Single-family homes, townhomes and affixed manufactured homes are eligible
    3.) JUMBO Mortgages
    4.) Adjustable Rate Mortgages (ARM's)

    Home Equity Lines of Credit (HELOC)

    Home equity loans are a great source for extra cash, not only for home improvements, but also for college tuition, weddings and more. Home equity loans are also a smart choice for consolidating debts into one monthly payment at an affordable interest rate. Best of all, the interest on this product may be tax-deductible. Consult your tax advisor for details on your particular situation.

    Variable-rate home equity credit lines from $10,000 to $200,000, The Annual Percentage Rate (APR) may vary, Flexible terms, Low closing costs, Cash-out refinances are available

    Contact our Mortgage Department to pre-qualify at (520) 887-5010 x4751 or email us at

    CUNA Mutual Group MEMBERS® Auto and Homeowners Insurance Program
    You trust Pima Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.

    1.) MEMBERS® Auto and Homeowners Insurance Program is the property and casualty coverage solution preferred by most credit unions and their members.
    2.) Convenient e-service, pay your bill or make changes to your policy, even report a claim.
    3.) Receive fast, easy access to claims service 24-hours a day.
    4.) Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.

    The MEMBERS® Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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    For Energy Efficient Purchases

    Enjoy a loan rate discount up to .25% APR* off the qualifying loan rate on a Personal or Home Equity loans up to $50,000 used specifically for energy efficient purchases, such as Energy Star(R) appliances, replacement windows with double-glazed, low emissivity ratings, photovoltaic solar panels, rain water harvesting systems and solar hot and grey water systems. This is just another benefit for our members and out environment.

    *APR=Annual Percentage Rate. A purchase order or paid within 90 days of loan origination is required to qualify for discount. Discount does not apply to existing loans. Funds must be used for finance of qualifying energy efficient purchases. Credit Lines are not eligible for this discount.Consult your utility company for available incentives or your tax advisor for tax deductibility.

    For more information, contact us.

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    Personal Loans

    Pima Federal Credit Union can provide credit when you need it with easy access and flexible payment terms.

    Check out our Interactive Budgeting Tool

    Fixed-rate personal loans

    • Loan amounts starting from $500
    • Optional payment protection plans to cover your payment

    Share Secured
    Use the money in your Pima Federal Credit Union Savings or Term Share Certificate (CD) to secure a loan for any purpose. Here are some benefits:
    1.) Savings continue to earn dividends while securing your loan
    2.) Doesn't deplete the money you've already saved
    3.) Can be used to establish or rebuild your credit history
    4.) Optional payment protection plans to cover your payment

    Personal Line of Credit
    Credit lines starting from $250
    Use as overdraft protection to your Checking Account
    Optional payment protection plans to cover your payment

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